Job Description

MIDDLE MARKET UNDERWRITER 
San Francisco, CA / HYBRID REMOTE (2-3 days in office)
125-165K + Bonus + Full Benefits

JOB DETAILS

Seeking an experienced Middle Markets Underwriter to join our growing team in San Francisco or Sacramento. While this position will be based out of these office locations, you will have the flexibility to work on a hybrid basis. You will partner with your manager to set a flexible work schedule that supports you, our customers, and our brokers and agents. This role will require you to be visible in the marketplace to meet with our agents and brokers and be in the office 2-3 days per week.

Middle Markets is a key business segment within the company, and we are focused on attracting top customer advocates who possess a sales mindset, strong technical underwriting skills and solution focused problem-solving abilities. Our industry focus includes (not limited to) Financial Institutions, General Industries, Manufacturing, Technology, Professional Services and Real Estate. The company's Middle Markets offers end to end solutions for our customers inclusive of international programs.

This role will be filled at either the Mid-Senior Middle Market Underwriter or Senior Middle Market Underwriter level. The hiring manager will determine the appropriate level based upon the selected applicant’s experience and skill set relative to the qualifications listed for this position.

As a Mid-Senior or Senior Middle Markets Underwriter you will handle complex new and renewal Middle Markets business and serve as a Subject Matter Expert on the team. As a member of the company's Underwriting Team, you will enjoy the opportunity to fully apply and hone your underwriting and marketing skills while building relationships with Select Brokers in Northern California. This is an exciting time to join Middle Markets at our company!

The Middle Markets Underwriter is responsible for:

• Serving as a customer industry advocate with a focus on improving the customer experience by understanding their risk and offering the best end to end solution for their insurance needs.
• Using a disciplined approach to exposure evaluation, risk assessment and pricing
• Using risk insights, data and models to drive informed decisions at point of sale
• Identifying gaps and aligning the company's products and value proposition to offer a solution that provides the contract certainty the customer needs
• Demonstrating strong analytical skills and executing as an innovative advisor
• Underwriting, analyzing and generating new and renewal business
• Market facing and production within the growing Middle Markets division
• Administering and monitoring underwriting rules and guidelines, insurance laws and regulations and rating manual rules
• Developing and maintaining agency and broker relationships
• Working within broad limits and authorities on highly complex assignments

Mid-Senior (Level II) Basic Qualifications:

• Knowledge of line/s of business and the legal and regulatory guidelines
• Knowledge of time restraints for quotes on new and renewal business
• Experience with Microsoft Office

• High School Diploma or Equivalent and 3 or more years of experience in the Underwriting or Market Facing area.

OR

• High School Diploma or Equivalent and 6 or more years of experience in the Claims or Underwriting Support area

OR

• Our Certified Insurance Apprentice including an associate degree and 1 or more years of experience in the Underwriting or Market Facing area

OR

• Our Certified Insurance Apprentice including an associate degree and 4 or more years of experience in the Claims or Underwriting Support area

Senior Underwriter (Level III) Basic Qualifications:

High School Diploma or Equivalent and 5 or more years of experience in the Underwriting or Market Facing area

OR

High School Diploma or Equivalent and 10 or more years of experience in the Claims or Underwriting Support area

OR

Our Certified Insurance Apprentice including an associate degree and 3 or more years of experience in the Underwriting or Market Facing area

OR

Our Certified Insurance Apprentice including an associate degree and 8 or more years of experience in the Claims or Underwriting Support area

Preferred Qualifications:

• Bachelor’s Degree
• Ability to effectively assess risk
• Strong negotiation skills
• Strong retail broker relationships within the region
• Superior skills in relationship building, active listening, needs analysis, and win-win negotiating
• Possess knowledge of time restraints for quotes on new and renewal business
• Excellent oral and written communication skills
• Strong knowledge of underwriting philosophy, techniques, national/local filing regulations and guidelines
• PC and related software skills
• CPCU and ARM a plus

The starting salary range for the Middle Market Underwriter (Level II) position is $90,000.00 - $135,000.00 and for the Senior Middle Markets Underwriter (Sr. Level III) position is $125,000.00 - $165,000.00.

Job Type: Full-time

Pay: $125,000.00 - $165,000.00 per year

Benefits:

• 401(k)
• 401(k) matching
• Dental insurance
• Employee assistance program
• Employee discount
• Flexible schedule
• Flexible spending account
• Health insurance
• Health savings account
• Life insurance
• Paid time off
• Parental leave
• Professional development assistance
• Referral program
• Relocation assistance
• Retirement plan
• Tuition reimbursement
• Vision insurance

Job Tags

Full time, Contract work, Apprenticeship, Local area, Remote job, Relocation package, Flexible hours, 2 days per week, 3 days per week,

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